NMLS #1467706   Below is the link for the mortgage application.  Click on the “Create Account” tab to get started and it will take approx. 30 mins to fill out the application.    https://neat.capital/justin   Items to gather before starting the application to be as efficient as possible (the more prepared you are, the faster the process)
  • 2017 and 2018 complete federal tax returns
  • 2017 and 2018 W2’s, K-1’s and/or 1099’s (if applicable)
  • Legible copy of driver’s license
  • Bank account passwords (so we can link your bank accounts) and/or complete PDF copies of last two months bank statements (you will be linking the accounts today when you completed the application.  PDF copies are for later)
  • Payroll passwords (so we can download your pay stubs) or PDF copies of the last two pay stubs (if you do not know your payroll provider passwords)
  NOTE: Use the “I am still shopping and just want to get pre approved” option and then click on the Platinum Approval (scroll down).   As you navigate through the process, the application will intuitively underwrite your loan as you progress.  Throughout each step you will have the option to link information or upload PDF copies of all information that is needed.  The important part here is to be as detailed and complete as possible when completing the application process.  As soon as you complete the application I will be notified and will go in to review.   If you have any questions while filling out the application feel free to call me on the cell.   Any questions, please let me know.
Justin Carmichael
Director of Mortgage Lending
NMLS #1467706
888.210.5232 ext. 709
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